Today was another adventure in paradise. My wife was feeling much better and since we
had to go to the bank, she decided to return to driving. That is married driving, which all married
men understand because that means I do the mechanical part while she provides
instructions like “you’re going too fast”
“watch that car” “turn here” while I provide the yelling. Nevertheless, we arrive at the bank with only
a minimum number of threats of divorce.
We live in a small town so our bank is small and VERY conservative. You know right away that this is a
conservative bank because the metal detectors are on the exits rather than the
entrance. No one is walking out of there
with any money if they can help it. If
you think an opium addict suffers from withdrawals you should see these people.
On this particular day we had deposits to make, to set up an
automatic deposit of our social security checks, and to meet with our financial
advisor who makes Ebenezer Scrooge look like Bernie Madoff – or maybe it’s “he
makes Bernie Madoff look like Scrooge – I’m not sure. But first we elected to eat a cookie which is
considered part of our interest payment – in fact given their interest rates
that might be the entire interest.
Unfortunately the clerk – Ms Darling -- who usually handles our deposits wasn’t there
so a new clerk – Ms Ditzy -- attempted to help us. This didn’t go well because there were too
many checks going into too many accounts with money being transferred into
accounts and between accounts sort of like the old shell game – now you see it
– now you don’t – guess which account is overdrawn!!. So after several attempts to explain what we
wanted, we split up with the wife moving on to another clerk – Mr Helpful -- to set up the automatic deposit. The government assures us that this is a
simple procedure (insert wild laughter) so you can guess how well this went..
Mr Helpful – who knows us and should have known the result
-- made the mistake of telling my wife that this could be done on line. As soon as I heard him say that I knew that
was like waving a red flag to a bull and quickly ducked under my chair, thus
totally distracting Ms Ditzy but avoiding any thrown objects as my wife
explained what she thought of the federal government, their expectations and
their abuse of senior citizens. This
harangue caused Ms Ditzy to lose her place and we had to start the entire
depositing process from the beginning while reversing what had already been
done. I didn’t comment as she crumpled up
the deposit slips and notes and hurled them against the partition separating us
from the social security discussion going on at high volume next to us.
During this growing circus like atmosphere our financial
advisor arrived with a merry smile, good humor and a friendly greeting. He quickly determined that maybe this wasn’t
the best time as my wife incorporated him into the discussion of government
incompetence and abuse of senior citizens.
Seeing any hope of a commission vanishing before his eyes he retreated
to his office as our usual teller—Ms Darling arrived and began to give orders
like a drill sergeant. She immediately
directed Mr Helpful – to be helpful and call the social security hot line and
masquerade as my wife. This was a
government office and they wouldn’t know a citizen from an elephant so it
wouldn’t matter that he was neither a female nor my wife. A newly hired clerk (Ms WTF) who had been
watching these events with wide eyes and open mouth was told to handle the
deposits, while Ms Ditzy was instructed to handle the money transfers, while Ms
Darling supervised. We were then
dismissed to meet with Mr Madoff our financial advisor.
Mr Madoff immediately launched into his magic act using
magic words apparently gleaned from the Business Channel, spiced with key words
from the Weather channel and COPs while shaking his head and looking grim. After checking all of our investments and
assuming the expression one usually associates with an undertaker, he shook his
head and said that he needed another $10,000 if there was any hope of salvaging
our future. So I shuffled out and
informed Ms Ditzy that I needed to withdraw $10,000 immediately, which caused
her to fall over her computer in tears while Ms Darling wrote the check after
re-computing all of the deposits just completed by Ms WTF. The check was then handed to Mr Madoff who
tucked into his briefcase so fast you might have thought it was written in
invisible ink. So we left the office to
a round of applause and cheers from the entire staff. But just as we were about to leave the alarms
went off , the cheering stopped, and Ms Darling announced in a hysterical voice
“OH MY GOD – we accidently deposited $24,000 into your checking account. We immediately dashed for the exist and thus
ended our banking adventure.